Denis Doulgeropoulos

Your Financial Professional & Insurance Agent

Products

Life Insurance: Life insurance can protect the lifestyle and future of your family, and we offer a variety of different types of policies that can be tailored to your individual needs. Some provide temporary protection for short-term needs, while others are designed for long-term or permanent protection. A permanent life insurance policy may even accumulate a tax-deferred cash value over time. A cash value can be accessed to supplement retirement income when your protection needs decrease later in life, or for any other major life event need, such as paying for a child’s college tuition. Discover the versatility of life insurance and how it can benefit you and your loved ones.

Long-term Care Insurance: Throughout life, we may need a little assistance. As such, if you plan ahead, long-term care insurance may help protect you or a family member’s future and preserve the assets you’ve worked so hard to accumulate. Click here to learn more.

Individual Disability Insurance: Earning an income is probably your most valuable asset. Any sound financial strategy must protect a portion of the income that might be lost if you were injured or ill. Click here to learn more.

Income Annuities: Preparing for retirement is easier with the help of our guaranteed income annuity products1. If you choose an immediate annuity, income will begin to flow immediately and will continue for the rest of your life. If you choose a deferred income annuity, you can save now for lifetime payments that start when you need them. Regardless, you can rest assured that you’ll always have a steady income stream when you need it most.

Other Products: We have established relationship with other carriers and can supply you with information on individual and group health insurance products3. Chances are we can still assist you even if we don’t offer it.

Call us or request a free consultation to learn more about our products and services. We’re happy to answer all your questions and provide recommendations based on your specific situation.

* By accessing the cash value, the death benefit and cash surrender value will be reduced.

1 Guarantees are backed by the issuer’s ability to pay claims.

2 Early withdrawals may be subject to charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.

Products may be available from one or more carriers not affiliated with New York Life, subject to carrier authorization and product availability in your state.